{"id":2540,"date":"2026-02-18T09:55:52","date_gmt":"2026-02-18T10:55:52","guid":{"rendered":"http:\/\/gogetmuscle.com\/?p=2540"},"modified":"2026-02-18T17:41:42","modified_gmt":"2026-02-18T17:41:42","slug":"compliance-management-systems-and-3d-secure-authentication","status":"publish","type":"post","link":"http:\/\/gogetmuscle.com\/index.php\/2026\/02\/18\/compliance-management-systems-and-3d-secure-authentication\/","title":{"rendered":"Compliance Management Systems and 3D Secure Authentication"},"content":{"rendered":"
3D Secure (3DS) is a protocol used to authenticate card-not-present transactions, helping reduce fraud in online payments. Modern versions (EMVCo 3DS 2.x) support richer data exchange and risk-based authentication, making digital transactions more secure and user-friendly.<\/P>
\u00a0<\/P>
The FSS Tech Secure3D solution is an example of how 3D Secure technology can be implemented within a structured compliance framework to meet regulatory and card-scheme requirements.<\/P>
\u00a0<\/P>
Role of Compliance Management Systems<\/STRONG><\/P> \u00a0<\/P> In payment authentication environments, compliance management systems help organizations align with industry standards and regulatory mandates. Key aspects include:<\/P> \u00a0<\/P> Regulatory Requirements:<\/STRONG> Support for frameworks such as PSD2 Strong Customer Authentication (SCA), where applicable, ensuring multi-factor authentication and risk-based decisioning.<\/P> \u00a0<\/P> Industry Standards:<\/STRONG> Alignment with EMVCo 3DS specifications and PCI DSS requirements for secure handling of cardholder data.<\/P> \u00a0<\/P> Data Protection & Encryption:<\/STRONG> Implementation of encryption protocols to safeguard sensitive information during transmission and storage.<\/P> \u00a0<\/P> Audit & Reporting:<\/STRONG> Maintaining detailed logs, authentication records, and reporting capabilities to assist with regulatory audits and internal governance.<\/P> \u00a0<\/P> Risk Monitoring:<\/STRONG> Continuous transaction monitoring to identify anomalies and reduce fraud exposure.<\/P> \u00a0<\/P> Solutions such as those provided by FSS Tech<\/STRONG> integrate authentication workflows with compliance controls, helping financial institutions manage evolving regulatory expectations while maintaining secure transaction processing.<\/P> \u00a0<\/P> Why Compliance Integration Matters<\/STRONG><\/P> \u00a0<\/P> Embedding compliance into authentication systems reduces regulatory risk, strengthens customer trust, and ensures smoother collaboration with card networks and financial institutions. A well-structured compliance management approach supports both operational efficiency and long-term regulatory alignment in digital payment ecosystems.<\/P><\/p>\n","protected":false},"excerpt":{"rendered":" 3D Secure (3DS) is a protocol used to authenticate card-not-present transactions, helping reduce fraud in online payments. Modern versions (EMVCo 3DS 2.x) support richer data exchange and risk-based authentication, making digital transactions more secure and user-friendly.\u00a0The FSS Tech Secure3D solution is an example of how 3D Secure technology can be implemented within a structured compliance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[14],"tags":[],"_links":{"self":[{"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/posts\/2540"}],"collection":[{"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/comments?post=2540"}],"version-history":[{"count":1,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/posts\/2540\/revisions"}],"predecessor-version":[{"id":2541,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/posts\/2540\/revisions\/2541"}],"wp:attachment":[{"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/media?parent=2540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/categories?post=2540"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gogetmuscle.com\/index.php\/wp-json\/wp\/v2\/tags?post=2540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}